Robert Watson, MBA, is an investment advisor representative with VOYA Financial Advisors, formerly called ING Financial Partners. Previously, he was a branch manager/registered principal with Raymond James Financial Services and a financial consultant with Merrill Lynch and A.G. Edwards. He also held financial positions with Home Box Office and Hughes Aircraft Company.

He has taught finance online since 1997 and on-ground since 1993. He has an MBA in finance from Indiana University and a BS in marketing from Brigham Young University. He lives in San Clemente — but also enjoys spending time in Santa Barbara — and enjoys water sports.