Financial Aid – Online Masters Degrees

To consider attending Antioch University means to contemplate not just cost, but value. AU’s costs are competitive with those of other private universities. Combine this with the richness of the Antioch University experience — many alumni call it transformative — and you have a high-quality education with lasting value!

Options to finance your education include Federal Direct Unsubsidized loans and Federal Direct Graduate PLUS loans.  Search for scholarships, evaluate a variety of loan options, and look at other types of aid—your education is more affordable than you might think.

Veteran Benefits

To those who have served or currently serving in the Armed Forces of the United States, Antioch University is grateful for your service. We would also like to acknowledge and thank the spouses, loving partners and family members who support our military forces.

Antioch University is pleased to participate in the VA Post-9/11 GI Bill Yellow Ribbon Program which makes additional funds available for your education program without an additional tuition charges to you.

We are committed to providing the assistance and guidance to help you start your master’s degree.

We look forward to serving you as you have so well served our nation.


For information, or to determine your eligibility for Antioch University Connected Veterans’ Benefits, submit your DD-214 and Certificate of Eligibility to the AUC VA Certifying Official in the Financial Aid Office. For more information, fill out the contact form to the right and we’ll reply soon. If transferring from another institution, submit also your VA form 22-1995. Until we confirm your eligibility, you are responsible for paying full tuition. AUC Veterans’ Benefits are not applied retroactively.


Military Transcripts

International Students

International students may not qualify for federal financial aid. To see if you qualify complete the FAFSA online. In additional US citizens who choose to seek a dual degree will not qualify for federal financial during attendance at UCTE.

How to Apply – International Students

Antioch University values student diversity and welcomes applications from all qualified international candidates. Antioch University Connected (AUC) applicants from outside the United States should plan for additional time in preparing the admissions application to allow time to collect all required elements.

International Student Admission Requirements

In addition to submitting a complete admission application, international applicants must also submit the following

  • Proof of English language proficiency. See options below.
  • Transcript evaluation for all coursework done outside of the U.S. or Canada (except Quebec). See options below.

Additionally, if you are an international student currently studying in the U.S. and are wishing to transfer to Antioch University Connected (AUC), please note that U.S. Department of State will not permit issuing of the F-1 visa to students enrolled in a 100% distance learning course of study.

Expanded International Admission Requirements

English Language Proficiency

Applicants whose native language is not English must demonstrate English language proficiency through successful completion of the ETS-TOEFL, Kaplan’s TOEFL, IELTS, or CELSA exam. See chart below for acceptable scores.

Exam Score
ETS TOEFL 79 (internet), 550 (paper), 213 (computer)
Kaplan's TOEFL Kaplan's Advanced Level
IELTS 6.5 or higher

Transcript Evaluation

If you had schooling in a country other than the U.S. or Canada (except Quebec), you must have your academic record evaluated to certify that coursework completed (and academic degrees earned) are the equivalent to that offered in the United States at a regionally accredited institution. A full course-by-course evaluation must be completed by an approved evaluation agency. The evaluation summary provided directly by the agency will serve as your official transcript, and indicate the number of units and/or degree(s) you have earned. It is not necessary for you to provide an original copy of your academic record to our office. Antioch University Connected recommends the use of World Education Services, a not-for-profit organization specializing in foreign credential evaluation. Note: If you previously had your transcript evaluated by another agency, please contact us at to determine if the evaluation can be accepted.

Bachelor’s degree from a regionally accredited college or university or an institution recognized by regional accreditation: exceptions may be reviewed on a case-by-case basis using faculty’s professional judgment such as cases of international degree. Antioch Connected will accept degrees earned under the terms of the Bologna Declaration.

Applying for financial aid is as simple as completing the following steps. If you have questions, contact the Financial Aid Office. The application process takes 1 -2 weeks.

Four Easy Steps for New Students

  1. Apply for admission if you are a new student. Apply early to have your financial aid processed on time. Only students admitted to a degree or approved certificate program can receive financial aid.
  2. Complete the Antioch University Financial Aid Request form located in myAntioch.
  3. Complete the Free Application for Federal Student Aid (FAFSA) online at  Read the instructions carefully, follow all the required steps, and ensure you list the Antioch University Connected school code: 003010. After you submit your FAFSA, you will receive a confirmation number via email. If you would like to complete the paper FAFSA, you will need to contact the Department of Education at 1-800-4FED-AID to request a paper copy. Be sure to list the Antioch University Connected school code 003010 on your list of schools. You will receive an email response within 3-4 days, with a confirmation number and link to your Student Aid Report (SAR).
  4. When you receive the email, check your SAR for errors. If corrections need to be made, make them online and submit the changes. You will receive another email confirmation. Antioch University Connected will receive your FAFSA electronically. You will be emailed financial aid information with a link to myAntioch to review your award letter once you are formally admitted to your program.

Eligibility Requirements

Antioch considers several factors for financial aid eligibility. To qualify, you must

  • Demonstrate financial need through the application process
  • Be accepted into a degree or certificate program
  • Register at least half-time
  • Be a U.S. citizen or an eligible non-citizen
  • Not be in default status on previous loans or owe an overpayment on aid
  • Be registered with the Selective Service (if male). If you are older than 26, you must have registered by age 25.

Your family income and size, the number of people in your family attending college, and your cost to attend Antioch University are factors that determine your financial need.

It Starts with the FAFSA

Antioch University uses formulas established by the federal government to determine need. The Financial Aid Office does this with the information you provide on the Free Application for Federal Student Aid.

The calculation is based on income and resources from your federal tax form. This determines what you (and your parents, if you are a dependent) are eligible for in assistance and are considered able to contribute toward your educational expenses.

You may qualify for adjustments to the financial information you submitted with the FAFSA if you believe the calculated contribution unrealistically represents your current financial situation. Antioch University Connected may consider your projected income if the financial aid staff determines it more accurately represents your ability to contribute to the cost of attending school.

The Cost of Attendance

Cost of attendance for tuition, books, and a cost-of-living allowance is included in the calculation of financial need. While financial aid is intended to support only your school expenses, an allowance for indirect costs such as housing, food, and personal expenses is part of this cost-of-attendance budget.

The difference between the cost-of-attendance budget and your student contribution is what is called your financial need.

Should I apply for financial aid?
How can I tell if I make too much money to qualify?

How much financial aid will I receive?

How is my financial need determined?

What if I have unusual circumstances or my situation changes
after I apply for aid?

What kinds of documents may the school request to verify the information
on my application?

Award Letter: A document that lists the type and amount of financial aid you are awarded for a year. Students can access their award letter(s) on My Antioch.

Certification: The process of approving a loan request and sending the information to the Department of Education; after certification the disbursement is scheduled.

Cost of Attendance (COA): The overall cost of attending Antioch University for the fiscal year, including direct expenses (tuition and fees) and indirect expenses (e.g. living expenses). The amount includes tuition, fees, books, transportation expenses, personal expenses, and a portion of living expenses.

Deferment: An approved postponement of payment on student loans for a specified period, to which the borrower is entitled.

Disbursement: The actual payment of loan funds sent from the Department of Education and credited to the student account.

Expected Family Contribution (EFC): Derived from a formula used to evaluate your family’s resources. The formula takes several variables into account including the version of the 1040 you file, your age, marital status, number of dependents, income, and assets. This information is collected on the FAFSA.

Financial Need: The amount that remains after your EFC is subtracted from the estimated cost of attendance. If the resulting calculation is a positive figure, then you are considered to have financial need.

Full-time: Minimum of 12 credits for undergraduate students and eight credits for graduate students.

Grace period: A period of time during which no payment is required.

Grant: Gift aid which does not have to be repaid.

Half-time: Minimum of six credits for undergraduate students and three credits for graduate students.

Loan Entrance Counseling: Before receiving a student loan, borrowers must complete an entrance counseling session. This interactive counseling session provides useful tips and tools to help you develop a budget for managing your educational expenses and helps you to understand your loan responsibilities.

Loan Exit Counseling: Prior to graduating or leaving school, student loan borrowers must complete exit counseling. Exit Counseling will explain your rights and responsibilities as a student loan borrower. It will also review the amounts you borrowed and approximate repayment amounts.

Origination Fee: A fee deducted from the principal of a loan which is sent to the government to offset processing costs.

Promissory Note: A legally binding contract setting both the terms and conditions under which you promise to repay your loan.

Remaining Need: COA less EFC less awarded financial aid = remaining need.

Servicer: An entity contracted to administer and collect your loan for the Department of Education.

Many students use loans to pay for part of their educational expenses. All loans are available to graduate and undergraduate students who attend at least half-time.

Determining Loan Eligibility

Entrance Counseling

Master Promissory Note

Complete the request more information form to the right on this page to receive information or call 937-769-1860.